A quiet record of what you are worth

Uphill is a monthly net worth ledger: one figure per category, per month, in whatever currencies you hold, each month kept at the rate it closed at. No bank credentials, no sync to repair, and nobody else reading your numbers — unless you decide to race someone.

No bank loginsAny currency you holdCompetitions optional

The ledgerAlways yours alone

Record what you own and what you owe, once a month. Keep figures in the currencies you actually hold, and read the total in the ones you choose to display. Stocks and crypto are priced for you, with no account ever connected.

CompetitionsEntirely optional

If you want company, race two to six people you trust toward a shared goal. You hand over only the categories you pick, and you can use Uphill for years without ever opening this half.

One member's ledger, read in the two other currencies they picked.

Net worth

$253,300

As of September 2026 — the value on its 1st.

+$86,900

+52.22%

since October 2024

€218,167£187,771

Next milestone: $300,000
Try it outLive interactive sandbox

Edit the numbers below and watch the graphics change

Tweak any figure in the last two months — input your Apple or Bitcoin holdings, real estate, or debt. Your net worth curve, allocation pie charts, and competition standing react in real time.

Interactive demo ledger, last two months
MonthAppleAAPL — priced from the market as AAPL BitcoinBTC/USD — priced from the market as BTC/USD Cash & savingsApartmentMortgage — a liability, subtracted from your total Car loan — a liability, subtracted from your total Total Change % Change Actions
Sept 2026 $253,300 +2.88%+$7,100
Aug 2026$116,000500$29,0000.5 $25,200 $242,000 -$150,500 -$15,500 $246,200

Only the last two months are editable in this preview; earlier months serve as the fixed historical baseline. Holdings (Apple and Bitcoin) calculate market valuation from entered quantities. Liabilities are entered as positive figures and stored negative.

Thirty seconds to a first record

Bring the file you already keep

Import reads it, proposes, then waits

What Uphill reads
  1. Monthly balances. One figure per category per month, the way a tracker is usually kept. A list of transactions is a different thing, and Uphill will say so rather than guess.
  2. It never touches what you have. An import makes new ledgers of its own, so nothing it does can change a figure you already recorded — and undoing it takes the whole thing back.
  3. Your file stays on this device. It is read here, in your browser, and never sent to us. Only the figures you approve are saved.
Drop your file hereonce you have an account to import into.CSV.TSV.TXTRead in your browser

Or start from nothing

One category and two numbers

Name what you hold, put in this month's figure and last month's. That is a ledger. Everything after it — currencies, milestones, pace — is drawn from figures you already gave.

A first record, month by month
MonthCashBrokerageCredit card — a liability, subtracted from your total Total Change % Change
Sept 2026 $2,300 $95,478 -$650 $97,128 +1.89%+$1,800
Aug 2026 $2,000 $93,478 -$150 $95,328

A month stays editable forever. Blanks can be estimated later.

What the first of the month does for you

Valuations without a bank login

State what you hold — 0.15 BTC, 20 AAPL — and Uphill prices it against the market on the 1st and freezes the figure. Nothing to connect, nothing to reconnect.

Hold in any currency, read it in yours

Record a ledger in the currency it is actually kept in, and read your net worth in two more beside it. Every month keeps the rate it closed at, so a 2024 figure still reads as 2024 years later.

Milestones, and the pace you keep

A ladder of targets, your all-time high and best month, and a projection built from your own average month. A pace is not a promise; it moves every time you record.

Visualise what you own and what you owe

Total net worth gives you the headline; allocation shows the balance beneath it. Both charts reflect the figures you set in the interactive ledger above — tweak your assets or debt to watch your proportions recalculate live.

Allocation

September 2026

What you own

What you owe

A race that only shows what was handed over

Everything so far works on its own, and plenty of members never go further. If you do want company: two to six people, one shared goal, every figure converted to one currency at each month's close, and only the categories each member chose to hand over. You are Daniel in this race — your disclosed Apple, Bitcoin, and cash holdings from the ledger above are converted to USD at each month's close and scored live against Sofia and Lucas. Replay the race below to watch twenty-one months happen.

The family race

Chosen categoriesSample figures

The race to $200,000

Every ledger in this competition, converted to USD at each month's close.

JAN 2025 — SEPT 2026 · 21 MONTHS
Every member's total, month by month, against the shared goal
  • Daniel
  • Sofia
  • Lucas
  • Goal
  • At current pace
MEMBERNET WORTHSHARE OF THE GOALSEPT 2026BEHIND LEADER
Placed 1STYou · Daniel $176,300
88.1% · 3 categories
+3.58%
Placed 2ND Sofia $172,100
86.1% · 3 categories
+3.18% −$4,200
Placed 3RD Lucas $169,400
84.7% · 3 categories
+0.89% −$6,900
Distance to $200,000Hollow ring = where the current pace lands by the deadline
  • Daniel 88.1%
  • Sofia 86.1%
  • Lucas 84.7%

Everyone's figures are shown in USD, and each member stands at their own last recorded month. Anyone drawn in grey is paused — behind on recording, or not taking part at the moment. Every month they shared still counts; the rest are uncontested rather than lost.

Free for good. Premium when you want more

Everything you need to keep your own record is free. Premium is for racing in more than one competition at once, smarter estimates, and the Gold theme.

Free

Freefor as long as you like

  • Your whole ledger, in every currency you hold
  • Stocks and crypto priced for you on the 1st
  • Estimates for the months you missed
  • One active competition at a time — join more, and the others pause

Premium, yearly

Recommended

$2.99a month

$35.88 billed once a year · save 40%

  • Everything in Free
  • As many active competitions as you like
  • Smart estimates for real estate and vehicles
  • The Gold theme — the colour everyone you race sees you in

Premium, monthly

$4.99a month

Billed every month · cancel any time

  • Everything in Free
  • As many active competitions as you like
  • Smart estimates for real estate and vehicles
  • The Gold theme — the colour everyone you race sees you in

Premium is in early access

Your numbers stay yours until you decide otherwise

No bank access

Uphill never asks for bank credentials and holds no connection to any institution. There is no link for anyone to misuse, and nothing for you to revoke.

Disclosure you choose

Pick exactly which categories a competition can see, from the month you join it. What you did not hand over is not just hidden from others — it was never sent to them.

No ads, and your figures are not for sale

Uphill's paid product is Premium, not your data. Your figures are never sold, nothing is advertised at you, and an import is read in your browser before anything reaches us.

Disclosure is enforced by the database itself, not only by the screens

Take the record back

One category and two numbers is enough to begin. Everything after that is a month at a time.

No bank credentials · Every import can be undone